What is Checkout.com?
Checkout.com is a payments company that sells acquiring, online checkout, payouts, card issuing and fraud tools to enterprises. Its site describes the aim as high-performance payments that move a business forward, with local acquiring to go global.
Developers integrate through its documentation. The getting-started guide centres on Flow, a pre-built payment interface you embed in your website. A server creates a Payment Session, the client mounts Flow with that session data, Flow shows the available payment methods and captures any extra customer data, and your backend then receives a webhook with the payment status. Flow tokenizes sensitive payment details so they never reach your server, and it handles 3D Secure authentication and redirects to third-party payment pages.
Beyond online acceptance the same company lists card issuing programs, payouts to bank accounts and cards, fraud detection and a dashboard. A test account is required before you build, and the API has separate sandbox and production base URLs.
Key capabilities
- Payment Sessions Created with a server-side request when the customer is ready to pay.
- Flow A pre-built payment UI you embed in your website.
- Tokenization Sensitive payment details never reach your server.
- 3D Secure and redirects Handled by Flow.
- Webhooks Payment status notifications for your order system.
- Acquiring and card issuing Local acquiring and your own card program.
Where Checkout.com fits
- Online payment acceptance with an embeddable checkout component
- Payment session creation through a server-side API
- 3D Secure authentication and third-party payment page redirects
- Webhook-based payment status handling
- Local acquiring
- Card issuing programs
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