What is Menlo Insurance MCP?
Menlo Insurance Services offers a hosted MCP server so you can work on insurance in a conversation. The service page says you can tell Menlo what you need to insure, then answer application questions, check prices and follow up in ChatGPT or Claude. Menlo describes itself as a brokerage that shops the market for you with no broker fees, and says a licensed insurance broker stays available.
Setup has three steps: connect Menlo in ChatGPT or add it to Claude, choose a new or existing quote on Menlo's website and allow access, then choose your coverage. You do not need a Menlo account to browse products. Other AI apps work if they support MCP (Model Context Protocol). Add https://www.menloinsurance.com/mcp as a remote HTTP server; no client ID or secret is needed. Applications from apps other than ChatGPT and Claude are reviewed by a Menlo broker before carriers are contacted.
You can complete an application and review quotes in chat, but purchasing a policy happens separately. The site lists workers' compensation, business owner's policy, professional liability, general liability, commercial auto, umbrella, cyber and specialty cover such as builders risk, vacant property and the California FAIR Plan.
Key capabilities
- Application questions answered inside ChatGPT or Claude.
- Quote checks, with questions about prices, coverage terms and policy differences.
- Comparison of standard and specialty insurers.
- Document sharing, such as an existing policy or renovation budget.
- A remote HTTP MCP server at https://www.menloinsurance.com/mcp with no client ID or secret.
- A licensed broker to help with next steps.
Where Menlo Insurance MCP fits
- Insurance applications by conversation
- Quote review and coverage questions
- Commercial lines such as workers' compensation, general liability and cyber
- Specialty and excess and surplus cover
- Personal lines such as homeowners, condo and renters
- MCP access for Claude, Codex, Cursor and VS Code
Install
claude mcp add --transport http menlo https://www.menloinsurance.com/mcpReviews of Menlo Insurance MCP
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