Mollie

API

Mollie is a European payment service provider offering easy integration for online payments with cards, iDEAL, SEPA, Kla

www.mollie.com

Last updated: April 2026

Mollie is a European payment service provider offering easy integration for online payments with cards, iDEAL, SEPA, Klarna, and 25+ payment methods.

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ERP & Business OperationsSaaS Commercial

About

Mollie is a European payment service provider (PSP) based in Amsterdam, Netherlands, known for providing simple, transparent, and developer-friendly payment processing for businesses of all sizes. With a focus on the European market and an extensive catalog of local and global payment methods, Mollie has become one of the most popular payment providers for European e-commerce businesses.

The simplicity of Mollie's integration is one of its most appreciated characteristics. The Mollie API is RESTful, well-documented, and follows consistent conventions that make it straightforward to implement. Official client libraries are available for PHP, Node.js, Python, Ruby, .NET, and Java. The checkout API creates payment objects that redirect customers to a hosted payment page, handling all payment method-specific flows without requiring merchants to build separate integrations for each method.

Payment method coverage on Mollie is particularly strong for the European market. Card payments support Visa, Mastercard, and Amex with 3DS2 authentication. Local payment methods include iDEAL (Netherlands), Bancontact (Belgium), EPS (Austria), Giropay (Germany), SOFORT (Germany), KBC and CBC Pay (Belgium), Belfius (Belgium), SEPA bank transfers, SEPA direct debit, Przelewy24 (Poland), and many others. Digital wallets including Apple Pay, Google Pay, and PayPal are also supported. Buy now pay later options include Klarna and Riverty.

Recurring payments and subscriptions are well-supported through the Mollie subscriptions API and the mandate-based direct debit system. SaaS businesses, membership platforms, and subscription e-commerce can implement recurring billing without third-party subscription management tools, as Mollie handles the mandate creation, mandate verification, and recurring charge execution natively.

The Mollie dashboard provides merchants with a clear, real-time overview of all transactions, refunds, settlements, and chargebacks. Settlement reports detail exactly which transactions are included in each payout and the associated fees, providing full transparency for reconciliation.

Mollie Connect is the feature that enables platforms and marketplaces to integrate Mollie for their merchants. Using OAuth-based onboarding, merchants can connect their Mollie accounts to a platform, allowing the platform to create payment links, process payments, and initiate payouts on behalf of the merchant. This is ideal for booking platforms, marketplace operators, and SaaS platforms with payment processing for their customers.

Mollie's transparent, per-transaction pricing model with no monthly fees, no setup costs, and no hidden charges is particularly appealing for small and medium businesses with moderate transaction volumes.

Positioning

Mollie is a European payment service provider that makes accepting online payments straightforward for businesses of all sizes. Founded in Amsterdam in 2004, Mollie supports all major European payment methods — iDEAL, Bancontact, SEPA Direct Debit, Klarna, Sofort, and more — alongside global methods like credit cards and PayPal, all through a single API integration and transparent per-transaction pricing.

What differentiates Mollie from Stripe in the European market is its deep local payment method support and simpler onboarding process. While Stripe excels globally, Mollie is purpose-built for European commerce — understanding the regulatory landscape, supporting local payment preferences (iDEAL dominates in the Netherlands, Bancontact in Belgium), and providing European-headquartered data processing.

What You Get

Multi-Method Payments
Accept iDEAL, credit cards, PayPal, Klarna, SEPA Direct Debit, Bancontact, Sofort, Apple Pay, and 20+ payment methods through one integration.
Payments API
Clean, RESTful API with client libraries for PHP, Python, Ruby, Node.js, and .NET — integrate payments in hours, not days.
Mollie Dashboard
Manage transactions, refunds, chargebacks, and settlements from a clear, real-time dashboard with team access controls.
Recurring Payments
SEPA Direct Debit and card-based recurring billing for subscriptions with automated retry and failure handling.
Mollie Terminal
In-person payment terminals that unify online and offline payments under a single Mollie account and dashboard.
Connect Platform
Payment facilitation for marketplaces and platforms with split payments, onboarding, and compliance handled by Mollie.

Core Areas

E-Commerce Payments

Plug-and-play integrations with WooCommerce, Shopify, Magento, and PrestaShop plus a standalone API for custom storefronts.

Subscription Billing

Recurring payments via SEPA Direct Debit and card mandates for SaaS, membership, and subscription businesses.

Marketplace Payments

Split payments, multi-party settlements, and automated seller onboarding for platform and marketplace business models.

In-Person Payments

POS terminals that sync with your online payment infrastructure for omnichannel retail and hospitality.

Why It Matters

Payment preferences in Europe are radically fragmented — Dutch consumers expect iDEAL, Germans prefer Sofort or Klarna, Belgians use Bancontact. A business serving multiple European markets needs all of these methods, and Mollie provides them through a single integration with transparent, per-transaction pricing and no hidden fees.

For European SMBs and growing e-commerce businesses, Mollie removes the complexity of payment processing: fast onboarding, clear documentation, local payment methods pre-configured, and a dashboard that makes financial reconciliation painless. With over 200,000 businesses using the platform, Mollie has become essential European payment infrastructure.